Perception vs. Reality There’s an alarming difference between perception and reality for current and future retirees. Share | Have A Question About This Topic? Name Email Address Message Thank you! Oops! Related Content Managing Your Lifestyle Using smart management to get more of what you want and free up assets to invest. Surprises Making the most of surprises is a great reason to work with us. What Is My Current Cash Flow? Assess whether you are running “in the black” or “in the red” each month.